Financing

Missing a mortgage payment can lead to serious financial and legal consequences, especially in the Philippines where property laws and banking terms can be strict. Understanding what happens if you fail to pay mortgage in the Philippines is essential for homeowners, especially first-time buyers navigating their financial responsibilities. Consequences of Missing a Mortgage Payment When a...

Buying a home is a major decision, and one of the first steps is choosing how to finance it. For many Filipinos, the choice often comes down to Pag-IBIG housing loan vs bank financing. Both options offer paths to homeownership, but they differ in terms, requirements, and flexibility. Understanding these differences can help buyers make a more informed decision based on their needs and financial...

Introduction For most people, buying a home is the most expensive purchase they will ever make. The majority of home buyers will need to take out a mortgage to finance the purchase of their home. Home financing is a complex topic and it's essential to find the right financing option for your situation. The right financing option can potentially save you thousands of pesos over the lifetime of your...

Introduction Buying your own home can be one of the most fulfilling experiences you'll ever have, but it can also be one of the most challenging. There are many financing options available to you, and it's easy to feel overwhelmed by all the choices. Making an informed decision when it comes to financing your home purchase is important to ensure that you can afford the repayments and avoid unnecessary...