Home Buying

Maraming Pilipino ang nagtatanong: Paano bumili ng bahay sa Pilipinas nang ligtas at praktikal? Ang pagbili sa pangarap na bahay ay hindi biro, lalo na sa Pilipinas na puno ng magagandang oportunidad at ‘challenges’ sa real estate market. Kung ikaw ay isa sa mga kababayan nating unang beses bibili ng bahay, mahalaga na handa ka sa bawat hakbang. Sa komprehensibong gabay na ito, tatalakayin natin ang...

Owning a home is a major milestone for many Filipinos. For those looking to purchase property without the burden of large upfront payments, the Pag-IBIG Fund offers an accessible housing loan program. Understanding Pag-IBIG housing loan eligibility is key to making informed decisions, especially for first-time homebuyers. This guide outlines who qualifies, what documents and requirements are needed, and...

Buying a home is one of the biggest financial decisions many Filipinos will make. Whether it's a starter house in Pampanga or a family-sized home in Bulacan, the first major cost to prepare for is the down payment for house Philippines. Understanding how much to save and what influences that amount can help buyers plan better and avoid surprises during the homebuying process. What Is a Down Payment? A...

Missing a mortgage payment can lead to serious financial and legal consequences, especially in the Philippines where property laws and banking terms can be strict. Understanding what happens if you fail to pay mortgage in the Philippines is essential for homeowners, especially first-time buyers navigating their financial responsibilities. Consequences of Missing a Mortgage Payment When a...

Buying a home is a major decision, and one of the first steps is choosing how to finance it. For many Filipinos, the choice often comes down to Pag-IBIG housing loan vs bank financing. Both options offer paths to homeownership, but they differ in terms, requirements, and flexibility. Understanding these differences can help buyers make a more informed decision based on their needs and financial...

Buying a home is more than just a transaction—it’s a journey filled with hopes, choices, and big decisions. For many, it’s about finding the right place to build memories and start fresh chapters. That’s where Professional Real Estate Services from Famiglia Land step in. Our team understands both the emotional and practical sides of homebuying, we focus on guiding you through every step. Whether...

Searching for the perfect home is both exciting and challenging. Whether you’re a first-time buyer or looking to upgrade, having the best local real estate agent by your side can make all the difference. A skilled agent knows the area, understands the market, and can guide you through every step of the process. Here’s how to find and benefit from working with one. Why You Need the Best Local Real...

Buying a home is one of the most significant milestones in life. It’s exciting, yes—but let’s be honest, it can also be overwhelming. From navigating the complexities of PAG-IBIG Fund loans to deciphering legal documents like Transfer Certificates of Title (TCTs) and negotiating with sellers, the process can feel like a full-time job. But what if it didn’t have to be this way? What if you could...

Introduction For most people, buying a home is the most expensive purchase they will ever make. The majority of home buyers will need to take out a mortgage to finance the purchase of their home. Home financing is a complex topic and it's essential to find the right financing option for your situation. The right financing option can potentially save you thousands of pesos over the lifetime of your...

Introduction Buying your own home can be one of the most fulfilling experiences you'll ever have, but it can also be one of the most challenging. There are many financing options available to you, and it's easy to feel overwhelmed by all the choices. Making an informed decision when it comes to financing your home purchase is important to ensure that you can afford the repayments and avoid unnecessary...