May 2025

Buying a home is a major financial step, and one of the first questions many potential buyers ask is: what is the minimum salary for home loan approval? Understanding how income affects loan eligibility helps buyers set realistic expectations and plan better. Whether you're purchasing your first home or considering an investment property, knowing the income requirements can save time and reduce stress. How...

Buying a home is one of the biggest decisions many people make. Whether it’s a first property or an upgrade, understanding what’s needed for a mortgage loan can help reduce stress and avoid delays. This guide explains the essential mortgage loan application requirements so that buyers can move forward with confidence. What Are Mortgage Loan Application Requirements? Lenders use specific criteria to...

Owning a home is a major milestone for many Filipinos. For those looking to purchase property without the burden of large upfront payments, the Pag-IBIG Fund offers an accessible housing loan program. Understanding Pag-IBIG housing loan eligibility is key to making informed decisions, especially for first-time homebuyers. This guide outlines who qualifies, what documents and requirements are needed, and...

Buying a home is one of the biggest financial decisions many Filipinos will make. Whether it's a starter house in Pampanga or a family-sized home in Bulacan, the first major cost to prepare for is the down payment for house Philippines. Understanding how much to save and what influences that amount can help buyers plan better and avoid surprises during the homebuying process. What Is a Down Payment? A...