April 2025

Missing a mortgage payment can lead to serious financial and legal consequences, especially in the Philippines where property laws and banking terms can be strict. Understanding what happens if you fail to pay mortgage in the Philippines is essential for homeowners, especially first-time buyers navigating their financial responsibilities. Consequences of Missing a Mortgage Payment When a...

Buying a home is a major decision, and one of the first steps is choosing how to finance it. For many Filipinos, the choice often comes down to Pag-IBIG housing loan vs bank financing. Both options offer paths to homeownership, but they differ in terms, requirements, and flexibility. Understanding these differences can help buyers make a more informed decision based on their needs and financial...

Understanding how to calculate mortgage payments Philippines is essential for anyone planning to buy a home. Whether you're a first-time buyer or looking to invest in residential property, knowing your monthly loan obligations can help you make better financial decisions. With the rising demand for homes in areas like Central Luzon, being prepared with accurate mortgage estimates is more important than...

Buying a home is one of the biggest financial decisions most Filipinos will make. Whether you’re purchasing your first property or refinancing an existing mortgage, understanding housing loan interest rates Philippines is key to saving money over time. Interest rates directly affect how much you’ll pay monthly and over the life of your loan. Even a small difference in rates can lead to thousands of...