2025

Maraming Pilipino ang nagtatanong: Paano bumili ng bahay sa Pilipinas nang ligtas at praktikal? Ang pagbili sa pangarap na bahay ay hindi biro, lalo na sa Pilipinas na puno ng magagandang oportunidad at ‘challenges’ sa real estate market. Kung ikaw ay isa sa mga kababayan nating unang beses bibili ng bahay, mahalaga na handa ka sa bawat hakbang. Sa komprehensibong gabay na ito, tatalakayin natin ang...

Buying a home is a major financial step, and one of the first questions many potential buyers ask is: what is the minimum salary for home loan approval? Understanding how income affects loan eligibility helps buyers set realistic expectations and plan better. Whether you're purchasing your first home or considering an investment property, knowing the income requirements can save time and reduce stress. How...

Buying a home is one of the biggest decisions many people make. Whether it’s a first property or an upgrade, understanding what’s needed for a mortgage loan can help reduce stress and avoid delays. This guide explains the essential mortgage loan application requirements so that buyers can move forward with confidence. What Are Mortgage Loan Application Requirements? Lenders use specific criteria to...

Owning a home is a major milestone for many Filipinos. For those looking to purchase property without the burden of large upfront payments, the Pag-IBIG Fund offers an accessible housing loan program. Understanding Pag-IBIG housing loan eligibility is key to making informed decisions, especially for first-time homebuyers. This guide outlines who qualifies, what documents and requirements are needed, and...

Buying a home is one of the biggest financial decisions many Filipinos will make. Whether it's a starter house in Pampanga or a family-sized home in Bulacan, the first major cost to prepare for is the down payment for house Philippines. Understanding how much to save and what influences that amount can help buyers plan better and avoid surprises during the homebuying process. What Is a Down Payment? A...

Missing a mortgage payment can lead to serious financial and legal consequences, especially in the Philippines where property laws and banking terms can be strict. Understanding what happens if you fail to pay mortgage in the Philippines is essential for homeowners, especially first-time buyers navigating their financial responsibilities. Consequences of Missing a Mortgage Payment When a...

Buying a home is a major decision, and one of the first steps is choosing how to finance it. For many Filipinos, the choice often comes down to Pag-IBIG housing loan vs bank financing. Both options offer paths to homeownership, but they differ in terms, requirements, and flexibility. Understanding these differences can help buyers make a more informed decision based on their needs and financial...

Understanding how to calculate mortgage payments Philippines is essential for anyone planning to buy a home. Whether you're a first-time buyer or looking to invest in residential property, knowing your monthly loan obligations can help you make better financial decisions. With the rising demand for homes in areas like Central Luzon, being prepared with accurate mortgage estimates is more important than...

Buying a home is one of the biggest financial decisions most Filipinos will make. Whether you’re purchasing your first property or refinancing an existing mortgage, understanding housing loan interest rates Philippines is key to saving money over time. Interest rates directly affect how much you’ll pay monthly and over the life of your loan. Even a small difference in rates can lead to thousands of...

Buying a home is a major financial decision, and securing a mortgage loan is often the biggest hurdle. Many Filipinos struggle with getting approved due to strict lending requirements. Banks and financial institutions assess credit history, income stability, and debt-to-income ratio before granting a loan. Understanding the process and preparing ahead can increase your chances of approval. Understand the...